function mmLoadMenus() {

  if (window.mm_menu_01_0) return;

  // Products & Services
  window.mm_menu_01_0 = new Menu("root",160,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_01_0.addMenuItem("Philippine Remittance","location='product_ph-remit.php'");
//bAjZ 05-Aug-2009  mm_menu_01_0.addMenuItem("    Outward Remittance","location='product_Outward-Remittance-Service-English.php'");
  mm_menu_01_0.addMenuItem("    Outward Remittance","location='product_out-rem.php'");
//bAjZ 07-Aug-2009  mm_menu_01_0.addMenuItem("    Inward Remittance","location='product_inward-remit-servise-e.php'");
  mm_menu_01_0.addMenuItem("    Inward Remittance","location='product_in-rem.php'");
  mm_menu_01_0.addMenuItem("China Remittance","location='product_ch-remit.php'");
//bAjZ 07-Aug-2009  mm_menu_01_0.addMenuItem("Deposit","location='product_Deposit.php'");
  mm_menu_01_0.addMenuItem("Deposit","location='product_deposit.php'");
  mm_menu_01_0.addMenuItem("Trade Finance","location='product_Trade-Finance.php'");
  mm_menu_01_0.addMenuItem("Foreign Exchange Rate","location='product_FX-Rate.php'");
//bAjZ 07-Aug-2009  mm_menu_01_0.addMenuItem("Charges","location='product_Remittance-Charges.php'");
  mm_menu_01_0.addMenuItem("Charges","location='product_rem-charges.php'");
  mm_menu_01_0.hideOnMouseOut=true;
  mm_menu_01_0.bgColor='#ffffff';
  mm_menu_01_0.menuBorder=1;
  mm_menu_01_0.menuLiteBgColor='#ffffff';
  mm_menu_01_0.menuBorderBgColor='#296DC1';

  window.mm_menu_00_1 = new Menu("root",230,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_1.addMenuItem("Return to Index","location='index.php'");
  mm_menu_00_1.hideOnMouseOut=true;
  mm_menu_00_1.childMenuIcon="arrows.gif";
  mm_menu_00_1.bgColor='#ffffff';
  mm_menu_00_1.menuBorder=1;
  mm_menu_00_1.menuLiteBgColor='#ffffff';
  mm_menu_00_1.menuBorderBgColor='#296DC1';

  window.mm_menu_00_2 = new Menu("root",150,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_2.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_2.hideOnMouseOut=true;
  mm_menu_00_2.bgColor='#ffffff';
  mm_menu_00_2.menuBorder=1;
  mm_menu_00_2.menuLiteBgColor='#ffffff';
  mm_menu_00_2.menuBorderBgColor='#296DC1';

  // About US
  window.mm_menu_00_3 = new Menu("root",150,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_3.hideOnMouseOut=true;
  mm_menu_00_3.bgColor='#ffffff';
  mm_menu_00_3.menuBorder=1;
  mm_menu_00_3.menuLiteBgColor='#ffffff';
  mm_menu_00_3.menuBorderBgColor='#296DC1';

  // Remittance FAQs
  window.mm_menu_00_4 = new Menu("root",151,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_4.addMenuItem("How to Remit","location='FAQs_faq-remit.php'");
  mm_menu_00_4.addMenuItem("How to Register","location='FAQs_faq-newreg.php'");
  mm_menu_00_4.addMenuItem("How to Amend/Add","location='FAQs_faq-addreg.php'");
  mm_menu_00_4.addMenuItem("How to Visit","location='contact_index.php'");
  mm_menu_00_4.addMenuItem("How to Ginko Furikomi","location='FAQs_faq-gf.php'");
  mm_menu_00_4.addMenuItem("How to Genkin Kakitome","location='FAQs_faq-gk.php'");
  mm_menu_00_4.addMenuItem("How to Yubin Haraikomi","location='FAQs_How-to-PMT.php'");
  mm_menu_00_4.addMenuItem("Remittance Charges","location='FAQs_faq-charges.php'");
  mm_menu_00_4.hideOnMouseOut=true;
  mm_menu_00_4.bgColor='#ffffff';
  mm_menu_00_4.menuBorder=1;
  mm_menu_00_4.menuLiteBgColor='#ffffff';
  mm_menu_00_4.menuBorderBgColor='#296DC1';

  // Events & Promos
  window.mm_menu_00_5 = new Menu("root",132,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_5.addMenuItem("Season's Campaign","location='promo_prom-season.php'");
  mm_menu_00_5.addMenuItem("Community Visitations","location='promo_prom-visit.php'");
  mm_menu_00_5.addMenuItem("Participated Events","location='promo_prom-events.php'");
  mm_menu_00_5.hideOnMouseOut=true;
  mm_menu_00_5.bgColor='#ffffff';
  mm_menu_00_5.menuBorder=1;
  mm_menu_00_5.menuLiteBgColor='#ffffff';
  mm_menu_00_5.menuBorderBgColor='#296DC1';

  // Form Downloads
  window.mm_menu_00_7 = new Menu("root",200,18,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_7.addMenuItem("New Registration Form","location='download_dl-newreg.php'");
  mm_menu_00_7.addMenuItem("Add/Amend Beneficiary Form","location='download_dl-addreg.php'");
  mm_menu_00_7.addMenuItem("ID Submit Form","location='download_dl-idform.php'");
  mm_menu_00_7.addMenuItem("Cancellation of Registration Form","location='download_RequestforCancellationofRegistration.php'");
  mm_menu_00_7.addMenuItem("Beneficiary Deletion Form","location='download_bnf_delete.php'");
  mm_menu_00_7.addMenuItem("Remittance Certification Form","location='download_dl-remcert.php'");
  mm_menu_00_7.addMenuItem("Amend/Cancel Remittance Form","location='download_amend_remittance.php'");
  mm_menu_00_7.addMenuItem("Address postage-paid Envelope","location='download_address_env.php'");
  mm_menu_00_7.hideOnMouseOut=true;
  mm_menu_00_7.bgColor='#ffffff';
  mm_menu_00_7.menuBorder=1;
  mm_menu_00_7.menuLiteBgColor='#ffffff';
  mm_menu_00_7.menuBorderBgColor='#296DC1';

  //mm_menu_00_7.writeMenus();

  window.mm_menu_00_1_2 = new Menu("Website",165,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_1_2.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_1_2.hideOnMouseOut=true;
  mm_menu_00_1_2.bgColor='#ffffff';
  mm_menu_00_1_2.menuBorder=1;
  mm_menu_00_1_2.menuLiteBgColor='#ffffff';
  mm_menu_00_1_2.menuBorderBgColor='#296DC1';

  window.mm_menu_00_5_1 = new Menu("Email",127,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_5_1.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_5_1.hideOnMouseOut=true;
  mm_menu_00_5_1.bgColor='#ffffff';
  mm_menu_00_5_1.menuBorder=1;
  mm_menu_00_5_1.menuLiteBgColor='#ffffff';
  mm_menu_00_5_1.menuBorderBgColor='#296DC1';

  window.mm_menu_00_8 = new Menu("root",160,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_8.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_8.hideOnMouseOut=true;
  mm_menu_00_8.bgColor='#ffffff';
  mm_menu_00_8.menuBorder=1;
  mm_menu_00_8.menuLiteBgColor='#ffffff';
  mm_menu_00_8.menuBorderBgColor='#296DC1';
  
  //mm_menu_00_8.writeMenus();

  window.mm_menu_00_9 = new Menu("root",160,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_9.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_9.hideOnMouseOut=true;
  mm_menu_00_9.bgColor='#ffffff';
  mm_menu_00_9.menuBorder=1;
  mm_menu_00_9.menuLiteBgColor='#ffffff';
  mm_menu_00_9.menuBorderBgColor='#296DC1';

  //mm_menu_00_9.writeMenus();

  window.mm_menu_00_10 = new Menu("root",168,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_10.addMenuItem("DisplayTitle","location='index.php'");
  mm_menu_00_10.hideOnMouseOut=true;
  mm_menu_00_10.bgColor='#ffffff';
  mm_menu_00_10.menuBorder=1;
  mm_menu_00_10.menuLiteBgColor='#ffffff';
  mm_menu_00_10.menuBorderBgColor='#296DC1';
  mm_menu_00_10.writeMenus();
  
    // Contact US
  window.mm_menu_00_11 = new Menu("root",150,16,"Verdana, Arial, Helvetica, sans-serif",10,"#464646","#ffffff","#ffffff","#5792E0","left","middle",3,0,1000,-5,7,true,true,true,0,true,true);
  mm_menu_00_3.hideOnMouseOut=true;
  mm_menu_00_3.bgColor='#ffffff';
  mm_menu_00_3.menuBorder=1;
  mm_menu_00_3.menuLiteBgColor='#ffffff';
  mm_menu_00_3.menuBorderBgColor='#296DC1';
  
}